Half of Americans over the age of 55 do not have a will. This is an essential piece of the estate planning process and can help families avoid fights and alleviate a lot of the anguish, anger and fear during life’s most trying times. Listen to Ric Edelman explain who a will is actually for, and why you need to create one today.
A young couple getting married turned to crowdfunding to pay for their wedding. Millions of Americans depend on the government and Social Security to fund their retirements. If you are not taking personal responsibility for your financial future, you could be duping yourself and destined for disappointment. Listen to Ric Edelman explain how to avoid falling into this trap.
A stunning $86 billion of student loan debt is owed by Americans over the age of 60. That’s because an increasing number of parents and grandparents are co-signers on student loans. Listen to Ric Edelman deconstruct this growing crisis and explain creative alternatives to a traditional college education that could be lower cost.
The personal savings rate in this country is at its lowest level since 2008 and on a 60-year downward trend. That’s why the Consumer Federation of America created America Saves Week, which starts this week. George Barany, director of America Saves, joins Ric Edelman to discuss what you can do about this problem and how to reverse these trends.