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The Ric Edelman Show: September 7, 2019

Duration: 1:22:45

On this episode:

  • The Real Rate of Return Retirees Need Is Lower Than You Might Expect
  • Is an Index or Target Date Fund Better for College Savings?
  • Here’s Why a Traditional Individual Retirement Account Could Be a Better Choice Than a Roth
  • How to Prioritize Your Personal Finances and Savings

On this episode:

The Real Rate of Return Retirees Need Is Lower Than You Might Expect

Duration: 9:27

A real rate of return is after costs, taxes and inflation. The real rate of return you need to maintain your nest egg and lifestyle in retirement could be a lot lower than you think. Listen to Ric Edelman reveal the real return you might need while helping a listener with the same question.


Is an Index or Target Date Fund Better for College Savings?

Duration: 6:16

A listener calls the show with a question about saving for college. He and his wife recently set up a 529 college savings account and want to know if it’s better to invest in an index or target date fund. Listen to Ric Edelman’s advice on the matter by weighing the pros and cons of these different funds.


Here’s Why a Traditional Individual Retirement Account Could Be a Better Choice Than a Roth

Duration: 9:36

A young investor calls the show with a question about a traditional IRA vs. a Roth. He has been contributing to a Roth account and is wondering whether he should now switch to a traditional IRA. Listen to Ric Edelman explain why, in this case, the traditional IRA might be a better option.


How to Prioritize Your Personal Finances and Savings

Duration: 9:55

After maxing out your 401(k) and individual retirement accounts, and paying off all your debt, where should you invest next? That’s the question a caller has and he’s wondering how to grow his savings to $2 million. Listen to Ric Edelman’s advice on what he should consider to meet his goals for retirement.


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